Globalwide Health
Gold Plan
The complete international health plan — unlimited cover, zero compromises.
Starting from
$211/mo · Age 0–17 · Worldwide excl. USA
- Unlimited annual maximum — no cap on medical expenses
- Full in-hospital and out-patient cover
- Dental, vision, maternity, and mental health included
- Preventive care and vaccinations covered
What's Included
Gold Plan Benefits
Every benefit paid cashlessly in real time via the Globalwide Smart Health Card — no claim forms, no out-of-pocket costs.
Best Suited For
Who is the Gold Plan for?
- Expats and long-term residents abroad
- Families with children or planning maternity
- Frequent business travellers
- Those who want full out-patient and dental cover
- Members who may need care in the USA
Consider Upgrading If
When to choose a different plan
- Budget-conscious members who only need emergency cover
- Short-term travellers with existing travel insurance
Transparent Pricing
Gold Plan Annual Premiums
Worldwide (excluding USA) zone. USA coverage available at 2× the premium.
| Age Band | Annual Premium | Monthly (÷12) | With USA (×2) |
|---|---|---|---|
| Age 0 – 17 | $2,526 | $211 | $5,052 |
| Age 18 – 24 | $2,948 | $246 | $5,896 |
| Age 25 – 30 | $3,199 | $267 | $6,398 |
| Age 31 – 35 | $3,866 | $322 | $7,732 |
| Age 36 – 40 | $4,256 | $355 | $8,512 |
| Age 41 – 45 | $4,381 | $365 | $8,762 |
| Age 46 – 50 | $4,613 | $384 | $9,226 |
| Age 51 – 55 | $5,343 | $445 | $10,686 |
| Age 56 – 60 | $6,814 | $568 | $13,628 |
| Age 61 – 65 | $8,855 | $738 | $17,710 |
| Age 66 – 70 | $11,175 | $931 | $22,350 |
| Age 71 – 75 | $14,100 | $1,175 | $28,200 |
| Age 76 – 80 | $14,900 | $1,242 | $29,800 |
| Age 81+ | $17,959 | $1,497 | $35,918 |
Premiums shown are per person per year. Family discounts available — use the quote calculator for a full family quote.
Full Coverage Details
Gold vs Silver vs Bronze
See exactly how the Gold Plan compares to every other tier across all benefit categories.
| Benefit | GoldThis plan | Silver | Bronze |
|---|---|---|---|
| In-Hospital Benefits | |||
| Overall Annual Maximum | Unlimited | Unlimited | Unlimited |
| In-Hospital Treatment & Surgery | |||
| Intensive Care Unit (ICU) | |||
| Anaesthetist & Specialist Fees | |||
| Nursing Care | |||
| Diagnostic Tests & Lab (In-Hospital) | |||
| Prescribed Drugs (In-Hospital) | |||
| Surgical Appliances & Prosthetics | |||
| Organ Transplant | |||
| Cancer Treatment (In-Hospital) | |||
| Congenital Conditions | |||
| Mental Health (In-Hospital) | |||
| Maternity — Normal Delivery | |||
| Maternity — Caesarean Section | |||
| Newborn Care (first 30 days) | |||
| Pre-existing Conditions(Subject to review by our medical team) | Subject to review | Subject to review | Subject to review |
| Out-Patient Benefits | |||
| General Practitioner Visits | |||
| Specialist Consultations | |||
| Diagnostic Tests & Lab (Out-Patient) | |||
| Prescribed Medicines (Out-Patient) | |||
| Physiotherapy | Up to 30 sessions/yr | Up to 20 sessions/yr | |
| Mental Health (Out-Patient) | Up to 20 sessions/yr | Up to 10 sessions/yr | |
| Chronic Disease Management | |||
| Preventive Care & Vaccinations | |||
| Cancer Treatment (Out-Patient) | |||
| Dental & Vision | |||
| Emergency Dental Treatment | |||
| Routine Dental (check-ups, cleaning) | |||
| Orthodontics | Up to $1,000/yr | Up to $500/yr | |
| Optical — Eye Tests | |||
| Optical — Glasses / Contact Lenses | Up to $300/yr | Up to $150/yr | |
| Emergency & Assistance | |||
| Emergency Medical Evacuation | |||
| Medical Repatriation | |||
| Repatriation of Mortal Remains | |||
| Emergency Dental (Accident) | |||
| 24/7 Emergency Helpline | |||
| Telemedicine (24/7) | |||
| Globalwide Smart Health Card | |||
| Real-Time Cashless Payment | |||
| No Claim Forms Required | |||
| No Out-of-Pocket Expenses | |||
| Accepted Worldwide (Visa/Mastercard) | |||
The Globalwide Smart Health Card
Every Gold Plan member receives the Globalwide Smart Health Card — a Mastercard-powered card that pays your medical bills in real time at any of our 200+ network providers worldwide. No claim forms. No out-of-pocket costs. No waiting.
Real-Time Payment
Your card is charged at the point of care — the provider is paid instantly, in any currency.
Worldwide Acceptance
Accepted at any hospital, clinic, or pharmacy that takes Visa or Mastercard — millions of locations.
Zero Paperwork
No claim forms, no pre-authorisation for most treatments, no reimbursement waits.
Compare All Plans
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